Investment Opportunities

Advisory Services

As a registered investment advisor (RIA) we take our fiduciary responsibilities seriously. Your best interests are our highest priority. We focus on cultivating lasting long-term relationships and strive to assist you in prudently growing your investment portfolio, while simultaneously protecting your wealth. Our comprehensive approach to wealth management considers each client’s unique circumstances and we work closely with our clients, and in conjunction with their accountants, attorneys, and other professionals to develop an integrated approach to retirement and estate planning.

We utilize a wide range of investments from investment managers.  To create broad diversification in client portfolios, we primarily utilize mutual funds, with a focus on equity funds.  We evaluate funds on the basis of long-term performance and focus on those with high ratings from independent rating agencies. In general, we do not recommend individual stocks for most of our clients because we believe it is difficult within most portfolios to develop adequate diversification cost effectively though individual positions. Our goal is to help our clients meet their financial objectives by producing attractive after-tax, after-fee, risk-adjusted returns over the long term by covering different categories of assets (e.g., U.S. vs. international, large cap vs. small cap), investment styles (e.g., value vs. growth).  We also utilize selected sector specific funds, as well as fixed income funds, when we feel those are appropriate for a particular client’s objectives.

Brokerage Services

As a registered broker dealer, to execute our investment philosophy and build client portfolios, we primarily use proprietary products. Our offerings include Pear Tree Funds, a proprietary family of mutual funds, and proprietary private placements offered to qualified investors. Most of the private placements we offer are that are managed by an affiliated registered investment advisor (RIA).

We also may allocate client funds to appropriate outside mutual funds and investment vehicles for asset classes that have well-established investment strategies and risk control techniques, that also benefit from large scale and volume in execution.

Affiliate company

For qualified clients (i.e., those who meet SEC specified income and/or net worth requirements) we also offer investments in private funds that invest in private companies, which are managed by our affiliate company, Pear Tree Partners LP, which is also an RIA.  These private investments have their own fee structure and would not be included in our fees for assets under management.