Our Commitment to Privacy

U.S. Boston strives to form lasting relationships with clients built on trust, respect and thoughtful advice. We make every effort to maintain the highest level of trust and confidentiality. We do not sell or disclose non-public personal information unless required by law. Please click our Privacy Notice to view more details about our policies and practices. The policies and practices described in the Privacy Notice apply to all accounts, and we will adhere to them for both current and former clients.

Terms of Use

Each time you use this site, your use signifies that you accept the terms and conditions set forth below. If you do not consent to be bound by, or abide by these Terms, do not access this website.

These Terms form a binding contract between U.S. Boston (“U.S. Boston,” “we,” “us,” and “our”) and you, the user (“you” or “your”). The following terms and conditions represent the entire agreement between you and U.S. Boston relating to your use of this site. This website is intended for the personal, non-commercial use by our clients and prospective clients and is intended only for clients or prospective clients residing in the United States.

Modification of Terms and Conditions of Use

U.S. Boston owns and operates this website. We reserve the right, in our sole discretion, to change, modify, add, or remove portions of these Terms at any time. Because the Terms may change at any time, we suggest that you check these Terms for changes.

No Professional Advice or Recommendations

This website is not intended to provide financial, legal, investment or tax related advice. This website does not constitute any offer or recommendation by U.S. Boston to sell, buy, gift, or in any way transfer any security or service. U.S. Boston does not represent that any products, securities or services included in the content of this website is applicable to or suitable for any particular investor. This website and its content do not represent an offer to sell or a solicitation of any kind.


When registering for account access or online transactions for your Pear Tree Funds or U.S. Boston accounts, you are required to establish a password. U.S. Boston will not have access to or a record of your password. You may change your password at any time online.


To protect your personal information, uses various forms of Internet security, including data encryption, Secure Sockets Layer (SSL) protocol, user names and passwords, and other tools.

Intellectual Property

U.S. Boston owns and operates this site and is the copyright owner or licensee of the content which may contain software, text, information, images, charts, graphics, reports, presentations, white papers, articles, and any other content on this website. Any and all information or content is protected by United States and international copyright laws and treaties. No permission is granted to copy, distribute, download, publish, license, report, reuse, reproduce, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos without the express written consent of U.S. Boston.

All trademarks, service marks, and trade names displayed on this site are proprietary to U.S. Boston, except as explicitly noted under “Ownership of Other Materials.” U.S. Boston reserves all rights and will enforce such rights to the full extent permissible by law.


Registration with the U.S. Securities and Exchange Commission or any other regulatory agency does not imply or create an understanding that any adviser or employee of U.S. Boston is an expert, or has any level of skill or training that would distinguish such employee.

International Use

Because of the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.

Each investment product and service referred to on this Site is intended to be made available only to U.S. residents. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.

Business Continuity

U.S. Boston has a Business Continuity and Disaster Recovery Plan that addresses and mitigates potential outages, the safety of associates and protects data; both physical and electronic. The plan has been developed to provide for continuity and/or recovery of our business operations with little to no negative impact on our clients, customers, vendors, and associates. This plan is continually reviewed and tested on a semi-annual basis. Alternate location facilities are included in the plan with consideration given to all critical business functions and systems.

Restrictions on Use of Materials
Other users and sites may not:

  1. Copy, reproduce, republish, upload, post, transmit, or distribute in any way material from U.S. Boston’s website or any website owned, operated, licensed, or controlled by U.S. Boston, except as specifically stated below under Limited Licenses.
  2. Copy, modify, or display U.S. Boston’s name, logo, text, or graphic images in any way without U.S. Boston’s express written permission except as set forth in Limited Licenses.
  3. Re-deliver any of the pages, text, images, or other content of U.S. Boston’s website using “framing” technology without U.S. Boston’s express written permission.
  4. Modify or use the pages, text, images, or other content from U.S. Boston’s website for any other purpose; doing so is a violation of U.S. Boston’s copyrights and other proprietary rights.
  5. Use devices (including software) that are designed to provide repeated automated access to the U.S. Boston website other than those made generally available by U.S. Boston. U.S. Boston reserves the right to take all measures necessary to prevent such access, including denial or termination of service.

Downloading Software

If you download software from U.S. Boston’s website under these terms, the software (including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the “Software”)) is licensed to you by U.S. Boston for your personal use. However:

  • U.S. Boston does not transfer title to the Software to you.
  • You own the medium on which the Software is recorded, but U.S. Boston retains full and complete title to the Software, and all intellectual property rights therein.
  • You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to any other form whatsoever.

Ownership of Other Materials

Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer are trademarks of Microsoft Corporation.
Morningstar® is a trademark of Morningstar, Inc.

Third-Party Content, Linked Websites

U.S. Boston is in no way responsible for the content of any site owned by a third party that may be linked to U.S. Boston’s website via hyperlink, whether such hyperlink is provided by U.S. Boston or by a third party. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of any site to which may link and U.S. Boston takes no responsibility for the accuracy, timeliness, or suitability of the content of any such site. By providing access to other websites, neither U.S. Boston nor its affiliates is recommending the purchase or sale of the stock issued by any company, nor is it endorsing services provided by any website’s sponsoring organization.

U.S. Boston likewise is not responsible for content that appears on that may be provided by a third party. U.S. Boston is not responsible for their accuracy.



U.S. Boston and its affiliates intend that the information contained in this service be accurate and reliable; however, errors sometimes occur. U.S. Boston does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site and the servers that make it available are free from viruses or other harmful components.

By using, you accept at your own risk that the Internet and online communications medium may not perform as intended despite the efforts of U.S. Boston, your Internet service provider, and you. You (and not U.S. Boston) assume the entire cost of all necessary servicing, repairs, or correction of your property or operations as a result of using this website.

A reference to a fund or security anywhere on this website is not a recommendation to buy, sell, or hold that or any other security.

If you live in a state that does not allow disclaimers of implied warranties, our disclaimer may not apply to you.

Limitation of Liability

U.S. Boston and its affiliates are not liable under any circumstances, including but not limited to negligence, for any special or consequential damages that may result from the use of, or the inability to use, the materials on this site, even if U.S. Boston or a U.S. Boston-authorized representative has been advised of the possibility of such damages.

U.S. Boston and its affiliates are not liable for damages or injury, including but not limited to damages or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part, from, among other things, breach of contract, other wrongful behavior or negligence. If you live in a state that does not allow the limitation or exclusion of liability or incidental or consequential damages, the above limitation or exclusion may not apply to you.

In no event shall U.S. Boston’s total liability to you for damages, losses, and causes of action-whether in contract, tort (including, but not limited to, negligence), or otherwise-exceed the amount paid by you, if any payment was made, for accessing U.S. Boston’s site.

Jurisdictional Issues and Applicable Law

Unless otherwise specified, U.S. Boston controls and operates this site from our offices within the Commonwealth of Massachusetts, United States of America. U.S. Boston does not claim that materials in this site are appropriate or available for use in locations other than Massachusetts. If you choose to access this site from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.

Software from this site is further subject to United States export controls. Software from this site may not be downloaded or otherwise exported or re-exported outside the United States. By downloading or using the Software, you represent and warrant that you are not located in, under the control of, or a national or resident of any country or territory outside of the United States.

The laws of the Commonwealth of Massachusetts, exclusive of conflicts of laws, govern this Agreement. If you take legal action relating to these terms, you agree to file such action only in the Concord District Court, Middlesex County, Massachusetts, or the United States District Court for the Eastern District of Massachusetts, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action. This is the case regardless of whether you reside or transact business with U.S. Boston in Massachusetts or elsewhere.


U.S. Boston may terminate your access to the U.S. Boston website (or any portion of the website or any services offered on the U.S. Boston website) immediately without notice and without limitation if, in U.S. Boston’s sole discretion, you fail to comply with any term or provision of this agreement.

U.S. Boston shall have no liability to you for terminating your access to the U.S. Boston website. Upon termination, you must destroy all materials obtained from this or any U.S. Boston site and all copies of those materials, whether or not they were made under these terms.

Integration and Severability

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions.